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They will readily block the transaction and revert the amount.This will ensure that you get the money back in your account.If a bank account is hacked and the hacker/cybercriminal starts making online purchases using the stolen card information, bank account user name, password and/or PIN most of the victims expect the banks to repay.The banks however, refuse to help the victim on the grounds that the transaction was done with the actual card and the exact password and PIN was entered.
The victim then convinced them that the transaction was fraudulent.Usually they will redirect the victim to go to police for further help.From my opinion police will also not be able to help you much in this case as often such financial frauds happen far away in a different country.For example in one of the cases that I studied and was able to successfully recover the money for the victim, the fraudulent transaction reported by his bank was as follows: SC3245244 22/08/2013 VIN/GYMBOREE. indicates the transaction ID followed by transaction date, then the Merchant ID clubbed with some unique string for transaction.This is followed by type of transaction DR indicating as debit and the amount.
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In this blog I will be focusing on the ways to strengthen the possibility of recovering your money in situations where your bank account is hacked or your credit card or debit card details have been stolen and misused.